October 22, 2025

List of Government Schemes Related to Differently-Abled People

List of Government Schemes Related to Differently-Abled People

The Government of India has launched multiple welfare schemes aimed at empowering differently-abled people by ensuring inclusion, independence, and dignity in society. Key initiatives include the Accessible India Campaign, which focuses on making infrastructure and digital platforms accessible, and the ADIP Scheme, which provides free assistive devices like wheelchairs, hearing aids, and prosthetics.

List of Government Schemes Related to Differently-Abled People

The Government of India has launched multiple welfare schemes to empower differently-abled people, now officially recognized as Persons with Disabilities (PwDs). These schemes aim to provide financial assistance, education, rehabilitation, skill training, and livelihood opportunities. The focus is on inclusive development to ensure dignity, independence, and equal rights. The list of government schemes related to differently-abled people also includes legal safeguards, health support, and assistive devices under national missions. 

List of Government Schemes Related to Differently-Abled People: Overview

The government schemes related to differently-abled people cover various dimensions such as education, skill-building, insurance, livelihood, and healthcare. These schemes target different disability categories and age groups to provide a comprehensive support system. The following table outlines the main schemes and their key purposes.

Overview List of Government Schemes Related to Differently-Abled People
Scheme NameMinistry/DepartmentObjectiveKey Benefits
ADIP SchemeMinistry of Social JusticeFree assistive devicesWheelchairs, hearing aids, crutches
Deendayal Disabled Rehabilitation Scheme (DDRS)Ministry of Social JusticeGrants to NGOs for rehabilitationEducation, vocational training, therapy
Sugamya Bharat Abhiyan (Accessible India)Ministry of Social JusticeAccessibility in buildings and ICTBarrier-free infrastructure and digital access
Unique Disability ID (UDID) ProjectDepartment of Empowerment of PwDsSingle national ID for PwDsDigital identity and access to schemes
Scholarship Schemes for Disabled StudentsMinistry of Social JusticeFinancial aid for education₹10,000–₹40,000 per year based on level
NIRAMAYA Health Insurance SchemeNational TrustAffordable health coverage₹1 lakh per annum; no pre-medical check
SWAVLAMBAN SchemeDepartment of Empowerment of PwDsLoan for skill-building and business₹50,000 to ₹5 lakh loans at low interest
National Fellowship for PwDsMinistry of Social JusticeResearch funding for disabled students₹25,000–₹28,000 stipend + contingency grant
Skill Training ProgrammeDepartment of Empowerment of PwDsEmployability skillsFree training and job placement
DISHA Early Intervention SchemeNational TrustEarly childhood educationPre-school & therapy for children with disabilities

List of Government Schemes Related to Differently-Abled People

Eligibility

Eligibility for the government schemes related to differently-abled people depends on the type and percentage of disability. Most schemes require a disability certificate issued by a government authority. Age, income level, and educational qualifications may also influence eligibility.

List of Government Schemes Related to Differently-Abled People Eligibility
Scheme NameEligibility CriteriaDisability Requirement
ADIP SchemeBPL + valid disability certificate≥ 40% disability
DDRSNGOs must be registeredPwDs enrolled in services
Scholarship SchemesAge 6–35; studying in recognized school/college≥ 40% disability
NIRAMAYA SchemeIndian citizen; any ageMental or multiple disabilities
SWAVLAMBAN18–59 years; income below ₹3 lakh/year≥ 40% disability

List of Government Schemes Related to Differently-Abled People: Benefits

Government schemes related to differently-abled people offer both direct and indirect benefits. These include financial assistance, insurance, therapy, mobility support, housing, and reserved seats in education and jobs. The schemes also aim to reduce the dependency of PwDs and promote self-reliance.

List of Government Schemes Related to Differently-Abled People: Benefits
SchemeType of BenefitDetails
ADIPAssistive DeviceFree wheelchairs, prosthetics, braille kits
NIRAMAYAHealth Insurance₹1 lakh per year; OPD, IPD, diagnostics covered
SWAVLAMBANFinancial LoanBusiness and education loans at 5–6% interest
ScholarshipsEducation Support₹10,000 (school), ₹40,000 (graduate/postgraduate)
Accessible IndiaInfrastructureAccessible ramps, toilets, signage in public places

How to Apply – List of Government Schemes Related to Differently-Abled People

Different schemes under the list of government schemes related to differently-abled people have different application procedures. Most require Aadhaar, disability certificate, and income proof. Some are applied online through portals, while others are processed via NGOs or government offices.

How to Apply – List of Government Schemes Related to Differently-Abled People
SchemeMode of ApplicationWhere to Apply
ADIPOffline via NGORegistered implementing agency
SWAVLAMBANOfflineNHFDC/Partner Banks
NIRAMAYAOnlinethenationaltrust.gov.in
ScholarshipsOnlinescholarships.gov.in
UDID CardOnlineswavlambancard.gov.in

Special Provisions – List of Government Schemes Related to Differently-Abled People

Apart from welfare schemes, there are legal and constitutional provisions that support differently-abled people. The Rights of Persons with Disabilities Act, 2016 provides reservations in education, jobs, and legislature. Government schemes are aligned with these rights to ensure enforcement.

Special Provisions – List of Government Schemes Related to Differently-Abled People
ProvisionBenefit TypeQuota/Support
Reservation in JobsEmployment4% quota in government jobs
Reservation in EducationHigher Education5% quota in institutions
Income Tax RebateFinancialSec 80U, 80DD: up to ₹1.25 lakh deduction
Accessible VotingElectoral RightsHome voting, ramps, braille EVMs
Railway/Air ConcessionTravelUp to 75% fare concession

List of Government Schemes Related to Differently-Abled People FAQs

What is the minimum percentage of disability required to get benefits?
A minimum of 40% disability is required to be eligible for most schemes.

Is the UDID card mandatory for applying to these schemes?
Yes, for many schemes UDID card is being made mandatory for identification.

Can children with disabilities avail of any schemes?

Yes, schemes like DISHA and NIRAMAYA cater to children with disabilities.

Are loans under SWAVLAMBAN scheme interest-free?
No, but they are offered at highly subsidised interest rates (5–6%).

Do these schemes cover private sector employment support?
Some skill training and placement schemes are extended to private sector partnerships.

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